S. H. EL MAAROUFI, S. M. BOUAZIZ, Z. EDDEKKAR, F.-Z. OUMOURI, and F. EL GAREH, “A Comprehensive Literature Review on the Role of PayTechs as Pivotal Drivers in the Digital Transformation of Inclusive Financial Systems in Morocco: Implications for Economic Accessibility and Technological Innovation”, Int. J. Sci. Soc. Sci. Res., vol. 3, no. 1, pp. 137–147, May 2025, doi: 10.63671/ijsssr.v3i1.396.